:root{--brand:#080840;--brand-2:#1a1a66;--on-brand:#ffffff;--accent:#866f40;--accent-soft:#c9b48a;--tint:#f4f2ee;--deep:#040423;
--ink:#16202a;--muted:#5b6670;--line:#e4e1da;--bg:#ffffff;--radius:3px;--wrap:1180px;
--font:"Segoe UI",system-ui,-apple-system,Roboto,"Helvetica Neue",Arial,sans-serif;
--serif:Georgia,"Times New Roman",Cambria,serif;
--shadow:0 10px 30px -20px rgba(8,8,64,.25)}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font:17px/1.7 var(--font);color:var(--ink);background:var(--bg);overflow-wrap:break-word;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--brand)}
a:focus-visible,button:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
h1,h2,h3{font-family:var(--serif);font-weight:400;letter-spacing:0;color:var(--brand)}
h3{font-weight:600}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.preview-banner{background:#111;color:#fff;text-align:center;font-size:13px;padding:6px 12px}
.ph{background:#fff4d6;color:#7a5600;border:1px dashed #d4a63a;border-radius:6px;padding:1px 6px;font-weight:600;font-size:.92em}

/* header */
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;gap:16px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;margin-right:auto;min-width:0}
.mono{flex:none;display:grid;place-items:center;width:44px;height:44px;border-radius:2px;background:var(--brand);color:#fff;
  font:700 18px/1 var(--serif);letter-spacing:.04em;box-shadow:inset 0 -3px 0 var(--accent)}
.wordmark{display:flex;flex-direction:column;line-height:1.1;min-width:0}
.wordmark b{font:700 21px/1.1 var(--serif);color:var(--brand);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.wordmark small{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--accent);font-weight:600}
.nav{display:flex;align-items:center;gap:2px;flex-shrink:0}
.nav a{padding:10px 14px;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:500;white-space:nowrap;font-size:16px}
.nav a:hover{color:var(--brand);background:var(--tint)}
.nav a[aria-current]{color:var(--brand);box-shadow:inset 0 -2px 0 var(--accent);border-radius:0}
.nav a.call{background:var(--brand);color:var(--on-brand);margin-left:10px;border-radius:2px;box-shadow:none;min-height:44px;font-size:14px}
.nav a.call:hover{background:var(--brand-2)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:48px;height:44px;padding:10px;cursor:pointer}
.menu-btn span{display:block;height:2px;background:var(--ink);margin:5px 0;border-radius:2px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;padding:12px 28px;border-radius:2px;
background:var(--brand);color:var(--on-brand);text-decoration:none;font-weight:600;font-size:14px;letter-spacing:.12em;text-transform:uppercase;
border:1px solid var(--brand);transition:background .15s}
.btn:hover{background:var(--brand-2)}
.btn.gold{background:var(--accent);border-color:var(--accent);color:#fff}
.btn.gold:hover{background:#735e33}
.btn.outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.7)}
.btn.outline:hover{background:rgba(255,255,255,.12)}
.btn.ghost{background:transparent;color:var(--brand)}
.btn.ghost:hover{background:var(--tint)}
.link{font-weight:600;text-decoration:none;color:var(--accent)}
.link:hover{text-decoration:underline}

/* hero */
.hero{position:relative;color:#fff;padding:120px 0 110px;
  background:linear-gradient(100deg,rgba(4,4,35,.94) 0%,rgba(8,8,64,.82) 42%,rgba(8,8,64,.25) 100%),url('assets/photo-2.jpg') 70% center/cover no-repeat}
.hero h1{color:#fff;font-size:clamp(38px,6vw,66px);line-height:1.06;margin:0 0 20px;max-width:14ch}
.hero h1 em{font-style:italic;color:var(--accent-soft)}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.2em;font-size:12.5px;font-weight:600;color:var(--accent);margin:0 0 14px}
.hero .eyebrow{color:var(--accent-soft)}
.lede{font-size:clamp(18px,2.1vw,21px);max-width:46ch;margin:0 0 32px;color:rgba(255,255,255,.9)}
.ctas{display:flex;flex-wrap:wrap;gap:12px}

/* trust strip */
.trust{background:var(--brand);color:#fff}
.trust ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr)}
.trust li{padding:26px 20px;display:flex;gap:14px;align-items:center;font-weight:500;line-height:1.35}
.trust li+li{border-left:1px solid rgba(255,255,255,.14)}
.trust b{flex:none;color:var(--accent-soft);font:italic 400 26px/1 var(--serif);padding-right:14px;border-right:1px solid rgba(201,180,138,.5)}

/* sections */
.sec{padding:96px 0}
.sec.alt{background:var(--tint)}
.sec.dark{background:linear-gradient(160deg,var(--deep),var(--brand));color:rgba(255,255,255,.88)}
.sec.dark h2,.sec.dark h3{color:#fff}
.sec h2{font-size:clamp(30px,3.8vw,44px);line-height:1.15;margin:0 0 20px}
.sec-head{max-width:720px;margin:0 0 48px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head p{color:var(--muted);font-size:18px;margin:0}
.sec.dark .sec-head p{color:rgba(255,255,255,.75)}
.text p{margin:0 0 16px}
.text .big{font-size:19px;color:var(--ink)}
.split{display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center}
.split.flip > .media{order:-1}
.media{margin:0;position:relative;isolation:isolate}
.media img{border-radius:var(--radius);width:100%;aspect-ratio:5/4;object-fit:cover;box-shadow:var(--shadow)}
.sec h2::after{content:"";display:block;width:56px;height:2px;background:var(--accent);margin-top:18px}
.sec-head.center h2::after{margin-left:auto;margin-right:auto}
.tags{list-style:none;padding:0;margin:22px 0 0;columns:2;column-gap:28px}
.tags li{break-inside:avoid;padding:7px 0 7px 18px;position:relative;font-size:15.5px;color:var(--ink);border-bottom:1px solid var(--line)}
.tags li::before{content:"";position:absolute;left:0;top:50%;width:7px;height:1px;background:var(--accent)}

/* services */
.services{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.svc{background:#fff;border:1px solid var(--line);border-top:2px solid var(--accent);border-radius:var(--radius);padding:34px 30px}
.svc .num{font:400 15px var(--serif);font-style:italic;color:var(--accent);letter-spacing:.05em}
.svc h3{font-size:22px;margin:8px 0 10px}
.svc p{margin:0;color:var(--muted);font-size:16px}

/* process */
.process{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.pcard{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:34px}
.pcard h3{font-size:24px;margin:0 0 12px}
.pcard p{margin:0}

/* insights */
.post{display:grid;grid-template-columns:1fr 1.1fr;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.post img{width:100%;height:100%;object-fit:cover;min-height:260px}
.post .body{padding:40px;display:flex;flex-direction:column;justify-content:center}
.post h3{font-size:28px;margin:6px 0 14px}

/* call-to-action band */
.cta-band{background:linear-gradient(100deg,rgba(4,4,35,.93),rgba(8,8,64,.8)),url('assets/photo-3.png') center 30%/cover no-repeat;color:#fff;text-align:center;padding:96px 0}
.cta-band h2{color:#fff;font-size:clamp(30px,4vw,46px);margin:0 auto 14px;max-width:20ch;line-height:1.15}
.cta-band p{max-width:52ch;margin:0 auto 30px;color:rgba(255,255,255,.85)}
.cta-band .ctas{justify-content:center}

/* page heads */
.page-head{position:relative;color:#fff;padding:90px 0 80px;background:linear-gradient(100deg,rgba(4,4,35,.95),rgba(8,8,64,.78)),var(--hero,none) center/cover no-repeat}
.page-head h1{color:#fff;margin:0 0 12px;font-size:clamp(36px,5vw,56px);line-height:1.1}
.page-head p{margin:0;max-width:56ch;font-size:19px;color:rgba(255,255,255,.88)}
.page-head .eyebrow{color:var(--accent-soft)}

/* info cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:#fff}
.card h3{margin:0 0 12px;font-size:22px}
.card p{margin:0 0 16px}
.card .label{display:block;font-size:12.5px;text-transform:uppercase;letter-spacing:.14em;color:var(--muted);font-weight:600;margin-top:10px}
.stack a{display:block;padding:2px 0 8px;font-weight:600;font-size:18px;text-decoration:none}
.stack a:hover{text-decoration:underline}
.socials{display:flex;flex-wrap:wrap;gap:8px}
.soc{border:1px solid var(--line);border-radius:2px;padding:8px 16px;text-decoration:none;font-size:15px;font-weight:500}
.soc:hover{background:var(--tint)}
.note{background:var(--tint);border-left:4px solid var(--accent);border-radius:10px;padding:22px 24px;margin:0}

/* footer */
.foot{background:var(--deep);color:rgba(233,238,242,.82);padding:64px 0 30px;font-size:15.5px}
.foot a{color:#fff;text-decoration:none}
.foot a:hover{text-decoration:underline}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.12)}
.foot h4{font:600 12.5px var(--font);letter-spacing:.16em;text-transform:uppercase;color:var(--accent-soft);margin:0 0 14px}
.foot .brand .wordmark b{color:#fff}
.foot ul{list-style:none;margin:0;padding:0}.foot li{margin:0 0 8px}
.fabout{margin:16px 0 0;max-width:38ch}
.finra{display:inline-block;margin-top:18px;background:#fff;border-radius:8px;padding:8px 12px}
.finra img{height:22px;width:auto}
.copy{margin:24px 0 0;font-size:14px;opacity:.7}

/* slide-in on scroll (classes are added by the page script, so content still shows without it) */
main{overflow-x:clip}
.reveal{opacity:0;transition:opacity .8s ease,transform .9s cubic-bezier(.2,.7,.2,1);transition-delay:var(--d,0s);will-change:opacity,transform}
.reveal.from-left{transform:translateX(-56px)}
.reveal.from-right{transform:translateX(56px)}
.reveal.from-up{transform:translateY(36px)}
.reveal.in{opacity:1;transform:none}
@media (max-width:820px){ .reveal.from-left{transform:translateX(-28px)} .reveal.from-right{transform:translateX(28px)} }
@media (prefers-reduced-motion:reduce){ .reveal{opacity:1;transform:none;transition:none} }

/* phone action bar */
.actionbar{display:none}

@media (max-width:1040px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);
       flex-direction:column;align-items:stretch;padding:8px 16px 16px;box-shadow:0 12px 24px rgba(0,0,0,.08)}
  .nav.open{display:flex}
  .nav a{padding:14px 12px;font-size:18px}
  .nav a[aria-current]{box-shadow:inset 3px 0 0 var(--accent);background:var(--tint)}
  .nav a.call{margin:8px 0 0;text-align:center}
  .top .wrap{position:relative}
  .services{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
  .split,.process,.post,.fgrid{grid-template-columns:1fr}
  .split{gap:34px}
  .split.flip > .media{order:0}
  .tags{columns:1}
  .sec{padding:64px 0}
  .hero{padding:80px 0 72px;background-position:62% center}
  .page-head{padding:64px 0 56px}
  .trust ul{grid-template-columns:1fr}
  .trust li{padding:16px 20px}
  .trust li+li{border-left:0;border-top:1px solid rgba(255,255,255,.14)}
  .post .body{padding:28px}
  .post img{min-height:200px;aspect-ratio:16/10}
  .ctas .btn{flex:1 1 100%}
  .cta-band{padding:68px 0}
  .actionbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:30;background:var(--brand);
             box-shadow:0 -4px 16px rgba(0,0,0,.15);padding-bottom:env(safe-area-inset-bottom)}
  .actionbar a{flex:1;text-align:center;color:var(--on-brand);text-decoration:none;font-weight:600;padding:15px 6px;font-size:16px}
  .actionbar a+a{border-left:1px solid rgba(255,255,255,.25)}
  body{padding-bottom:64px}
}
@media (max-width:600px){ .services{grid-template-columns:1fr} }
@media (max-width:420px){ body{font-size:16.5px} .wordmark b{font-size:18px} .wordmark small{font-size:9.5px;letter-spacing:.12em} .mono{width:40px;height:40px;font-size:16px} }
@media print{ .top,.actionbar,.preview-banner{display:none} }
